9/2/2023 0 Comments Horizon blue![]() ![]() For emergency care: During a medical emergency, always seek care from the nearest medical facility, then call Global Core.In most cases, you will be required to pay the provider up front and then submit your eligible claims to Global Core for reimbursement.If you need medical care when traveling outside the U.S., the DSM Medical Plan provides coverage through Global Core - an affiliate of Blue Cross Blue Shield - where you have global access to medical assistance services, doctors and hospitals. If you know about future expenses - or if you want to save for your health care costs in retirement - set aside a little extra each paycheck so your balance can grow over time. You will never forfeit any money left in your HSA - it rolls over year after year. And if you don’t, remember to reimburse yourself later so you take full advantage of your HSA’s tax savings. Adjust your contributions as necessary during the year to make sure you have money available when you need it. You can only spend HSA money that’s actually been deposited into your account. Remember - because you’re keeping more of your paycheck by paying lower medical plan premiums, you may have extra money available to put in your HSA. Contribute at least enough to your HSA to cover your expected out-of-pocket costs, such as your annual deductible and coinsurance. So, it’s important to plan ahead for your out-of-pocket expenses. With the CDHP, you pay less in premiums and assume more financial responsibility when you receive care. No cost to you when you see in-network providers - covered at 100% in-networkĮmployee/Employee + 1 dependent/family deductibleĮmployee/Employee + 1 dependent/family out-of-pocket maximum ![]() Up to an additional $1,200 if you and/or your spouse/DP earned the wellness incentive The MRFs for the non-grandfathered group health plan(s) in the The DSM Consolidated Welfare Benefit Plan are linked here. The files must, in part, also include plan option/coverage identifier information billing codes to identify items and services for claims processing and all applicable rates. The Transparency in Coverage Final Rules (and related sub-regulatory guidance (see Q&A-1 and 2)) require non-grandfathered group health plans to disclose on a public website information regarding: (1) the in-network provider rates for covered items and services (see “in-network-rates” in filename) and (2) the historical out-of-network allowed amounts and billed charges for covered items and services (see “allowed-amounts” in filename) in two separate machine-readable files (MRFs). See below for a list of webinars available in 2023. Horizon provides monthly topics webinars to help educate you on your health and wellness. Accident and Critical Illness Insurance through Voya.Other Mental, Emotional, and Financial Support.Horizon Care Navigator/Primary Nurse ProgramĮmployee Assistance Program (EAP) and Life Balance.Musculoskeletal and Pain Management (MSK). ![]()
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